MORTGAGE - Định nghĩa trong Từ điển tiếng Anh
mortgage (noun)
/ˈmɔːrɡɪdʒ/
Giải nghĩa:
A legal agreement where you borrow money from a bank or similar organization to buy a house, in which that organization could take your house if you do not make the payments back.
Ví dụ:
They took out a $90,000 mortgage to buy the house.
mortgage (verb)
/ˈmɔːrɡɪdʒ/
Giải nghĩa:
To give your property to a bank or similar organization as a way to get a loan, with the understanding that the property could be taken by that organization if the loan is not paid back.
Ví dụ:
They had to mortgage their home to pay for the medical bills.
Cách sử dụng
A mortgage is a kind of loan given to someone who wants to buy a house, but doesn't have all the money to pay for it right away. The person borrows the money from a bank or other financial institution and agrees to pay back the loan over a longer period of time, often 15, 20 or 30 years. The house itself serves as collateral, which means if the borrower cannot make the payments, the bank can take possession of the house to recover their money. So, when someone is talking about buying a house, they might mention they need to get a mortgage to pay for it.
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